This Personal Account Addendum (“Addendum”) is incorporated into and made a part of the ThirdPay Terms of Service (“Terms”) between you (“Personal User,” "you") and ThirdPay Innovations Inc. (“ThirdPay,” "we"). Capitalized terms not defined here have the meaning given to them in the Terms.
1. Personal Account Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements to open and maintain a Personal Account.
You represent and warrant that:
- You are the beneficial owner of all assets held or transacted via your account
- You are not acting on behalf of a third party
- You are not subject to sanctions administered by OFAC, the UN, EU, or UK
2. Account Management and Custody
You control your own self-custodial account. ThirdPay does not hold custody of your digital assets or private keys. You are solely responsible for safeguarding your access credentials and account recovery information.
3. On-Chain Activity and Transparency
Your account activity will be recorded on the Solana blockchain and is publicly visible. Blockchain transactions are irreversible, final, and outside of ThirdPay’s control.
4. Fees for Personal Accounts
No subscription fees apply to Personal Account users.
However, certain activities are subject to transaction commissions, including:
- On-/off-ramping of fiat funds via third-party partners
- Prepaid card issuance and usage
Network ("gas") fees on Solana apply to on-chain transactions. Fee rates are available in the user dashboard or support center.
ThirdPay reserves the right to adjust transaction commissions by providing at least 14 days' notice via email or posting updated rates.
5. Concierge Services for On-/Off-Ramping
ThirdPay offers optional concierge support for converting fiat funds into or out of your self-custodial account.
These services depend on the availability and terms of our third-party providers.
ThirdPay does not guarantee liquidity, exchange rates, speed of settlement, or availability of fiat channels.
6. Compliance and Legal Responsibility
You are solely responsible for:
- Understanding your tax obligations related to digital asset transactions
- Ensuring that your use of the Services complies with applicable laws and regulations in your jurisdiction
ThirdPay does not provide tax, legal, or financial advice.
7. Termination
ThirdPay reserves the right to suspend or terminate your Personal Account access:
- For violation of the Terms, this Addendum, or applicable law
- If required by regulatory action or compliance review
8. Additional Terms
In case of conflict between this Addendum and the Terms, this Addendum controls for Personal Account use.
For questions regarding this Addendum, contact hello@thirdpay.io.